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Covid-19 Resources

Please see below to learn more about the resources available to our small businesses, as well as updates from Governor Cuomo regarding the business community and reopening guidelines. If you are a business owner that would like to share resources here, please email tara@gafferdistrict.com. Thank you!

 

NOVEMBER 11, 2020 - GOVERNOR CUOMO'S OFFICE:

Effective November 13 at 10 p.m., bars, restaurants and gyms, as well as any State Liquor Authority-licensed establishment, must close in-person service from 10 p.m. to 5 a.m. daily. Click here for more information. Updates can be found here.

 

SMALL BUSINESS LOAN & GRANT PROGRAMS (UPDATED 10/28/20):

  • Rural Relief Small Business Grants | Only businesses located in rural communities are eligible for this grant. Rural communities are defined as having a population of 50,000 or less. A community is defined as the city/town/village where your business address is located. Non-profit organizations are ineligible for the relief funding program at this time, but may be eligible for later rounds of funding. Please click here for more information and for application deadline dates. 

  • Community Foundation of Elmira-Corning and the Southerrn Finger Lakes offers grants and resources for businesses impacted by COVID-19. Click here to learn more.

  • Local Initiatives Support Corporation Grant | Thanks to a $55 million significant commitment grant from Lowe's, LISC will provide the emergency grant assistance that small businesses desperately need to stay afloat.  For more details, click here.

  • New York Loan Forward Fund (NYFLF) | Recently Empire State Development (ESD) announced that Paycheck Protection Program (PPP) recipients are now eligible to receive low-interest loans from the New York Forward Loan Fund (NYFLF). This conditional change will provide the Fund's network of lenders and financial institutions with greater flexibility and enable them to provide more small businesses with working capital to cover expenses associated with reopening.  When the NYFLF launched in May, the goal of the NYFLF was to help New York-based small businesses that did not receive PPP funding by providing flexible working capital to reopen and adapt to post-COVID needs. However, some NYFLF applicants who needed assistance were deemed ineligible because they had already received PPP funds. Yesterday's change is now making additional resources available to small businesses who received $50,000 or less in PPP assistance. Small businesses who did not receive any federal assistance are still eligible and encouraged to apply as well. Eligible small businesses and small residential landlords can apply for a 60-month, no-fee loan with a 3% fixed interest rate. Eligible non-profits can apply for a 60-month, no-fee loan at 2% fixed interest. The maximum loan amount is $100,000. Loan funds can be used for working capital including payroll, operating and emergency maintenance, property taxes, utilities and costs associated with refitting physical space to follow social distancing guidelines. More information is available online at nyloanfund.com.  

  • Steuben County Emergency Relief Fund | The Steuben County loan fund was created to assist local businesses within the county to remain operational through the pandemic. Loan amounts range from $5,000 - $20,000, uses include working capital to assist in payroll, overhead costs, and inventory. The business must employ at least one additional employee outside of the business owner. Loan program terms are no payments or interest for six months, with full repayment over a 30 month period. There is no cost to apply for this loan program and applications are ongoing. Checklist for Emergency Borrowers  | Eligibility Form for Steuben County Emergency Fund | REDEC Loan Application - Steuben County |  SCDLP Guidelines for Borrowers   

SMALL BUSINESS RESOURCES (UPDATED 11/18/20):

SMALL BUSINESS WEBINARS:

  • Retail Survivors Program | Corning Area Chamber of Commerce is offering a special program with Dan Jablons of Retail Guys, for an interactive webinar where he will share these retail survivors' successful actions, including their marketing methods, inventory and cash flow planning, store layouts, and more. It's the information you need to make sure your store not only survives but thrives! Click here to view this free webinar (passcode HKV.K84&).

  • Re-opening Restaurants Post the NY Pause | Click here for an informational discussion on re-opening restaurants after NYS is un-PAUSED. 

  • Google Webinar:  Manage Your Business Remotely in Times of Uncertainty | As a Grow with Google Partner, Corning's Gaffer District would like to invite you to tune in to a special live-stream for small businesses:  Manage Your Business Remotely in Times of Uncertainty at 12 noon EST on May 6. Aimed at small business owners just like you who have been impacted by COVID-19, this special live-stream event will help you discover tools, tips and resources you need right now.  Learn how to update critical business information online to keep customers informed and how to host virtual meetings and events.  Google will also share their latest resources and those of other partners to help support small businesses. Click here to watch. Please reach out to gwgpartners@google.com with any questions. 

SMALL BUSINESS GUIDANCE:

  • Facebook launches Shops to bring more businesses online during the pandemic: click here to read more, and click here to set up!

  • Streetsense Toolkit for Reopening Bars & Restaurants: click here & AIHA Reopening: Guidance for the Restaurant Industry: click here

  • Recovery Readiness Guides by Cushman Wakefield: Cushman Wakefield has assisted over a million employees in China to return to the workforce, and these guides contain many lessons learned from that experience.: The Safe Six Checklist, Recovery Readiness How to Guide 1.0 Pyramid, and Recovery Readiness Deck.

  • Business Mentor NY: click here for small business guidance or to become a volunteer

  • Reopening Businesses Guidelines: specifics guidelines, business plan templates, and attestations for these industries can be found at https://forward.ny.gov/phase-two-industries and should be reviewed and completed prior to reopening your business.  This includes the affirmation that you are following the state guidance. Please also continue to check the New York Forward site for guidance that is applicable to your business or certain parts of your business functions.

Steuben County Industrial Agency (IDA) previous updates:

UPDATE 10/21/20:

Steuben County added to the cluster zone.  For complete guidance for the Cluster Action Initiative, click here.  To find out if a business is located in a cluster zone, click here

 

UPDATE 5/12/20: 

Governor Cuomo Releases the "NY Forward Reopening" Plan, available here

 

UPDATE 4/14/20:

Emergency Relief Loan Program (ELRP) Established to Support Small Businesses in Steuben County. Click here for more informationn

 

UPDATE 3/23/20:

NYS Tax Department issues sales tax guidance related to COVID-19 tax relief. Click here for more information.

 

The IDA will continue to monitor and provide updates as they become available. For more information on this and other resources, please visit their COVID-19 resources page here.

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