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Covid-19 Resources

Please see below to learn more about the resources available to our small businesses, as well as updates from Governor Cuomo regarding the business community and reopening guidelines. If you are a business owner that would like to share resources here, please email Thank you!


JANUARY 8, 2021 - Steuben County IDA Update:

The Small Business Administration released three documents concerning the Paycheck Protection Program (PPP). Summaries of the information will be forwarded when they are available.


1.      PPP as Amended by the Economic Aid Act – guidance about the changes made to the PPP under the second stimulus package.

2.      PPP Second Draw Loans – guidance on the second round of PPP financing.

3.      Accessing Capital for Minority, Underserved, Veteran, and Women-owned Businesses – targeted guidance for specific business owners.


In addition, the Internal Revenue Service in conjunction with the Treasury Department just released guidance on the deduction of certain PPP-related expenses. Read more about that hereAs always, please visit our COVID resources web page here for more information.



Effective November 13 at 10 p.m., bars, restaurants and gyms, as well as any State Liquor Authority-licensed establishment, must close in-person service from 10 p.m. to 5 a.m. daily. Click here for more information. Updates can be found here.



A summary of the 2021 COVID Relief Package can be downloaded here.

  • Paycheck Protection Program (PPP) Re-Opening; Issue New Guidance | The U.S. Small Business Administration (SBA), in consultation with the Treasury Department, announced today that the PPP will re-open the week of January 11 for new borrowers and certain existing PPP borrowers. To promote access to capital, initially only community financial institutions will be able to make First Draw PPP Loans on Monday, January 11, and Second Draw PPP Loans on Wednesday, January 13. The PPP will open to all participating lenders shortly thereafter. For more information, please click here.

  • Raising the Bar Restaurant Relief Fund | Empire State Development (ESD) announced the more than $3 million "Raising the Bar" Restaurant Recovery Fund to assist restaurants in New York State during the COVID-19 pandemic. Grant funding can be used for COVID-19-related improvements and equipment that will allow the business to comply with social distancing guidelines, expand take-out/delivery operations, or accommodate outdoor dining such as plexiglass barriers/partitions, signage promoting social distancing and hygiene protocols, heaters, heat lamps, weatherization upgrades and insulated delivery bags; improvements that will allow the business to continue operating through the winter months such as filtration system upgrades and food heaters to maintain temperature for to-go orders and purchasing PPE and sanitation supplies necessitated by the pandemic; and COVID-19 related business improvements like patio heaters or contactless technology.  Qualifying purchases and expenditures must be from September 1, 2020 onwards to be eligible. Initial round of grants are up to $5,000. For more information, click here.

  • Rural Relief Small Business Grants | Only businesses located in rural communities are eligible for this grant. Rural communities are defined as having a population of 50,000 or less. A community is defined as the city/town/village where your business address is located. Non-profit organizations are ineligible for the relief funding program at this time, but may be eligible for later rounds of funding. Please click here for more information and for application deadline dates. 

  • EIDL Application Deadline Extended to December 31, 2021 | The U.S. Small Business Administration(SBA) has announced that the deadline to apply for the Economic Injury Disaster Loan (EIDL) program for the COVID-19 Pandemic disaster declaration is now extended to Dec. 31, 2021. To review eligibility requirements and apply for the EIDL, please visit:

  • Community Foundation of Elmira-Corning and the Southerrn Finger Lakes offers grants and resources for businesses impacted by COVID-19. Click here to learn more.

  • Local Initiatives Support Corporation Grant | Thanks to a $55 million significant commitment grant from Lowe's, LISC will provide the emergency grant assistance that small businesses desperately need to stay afloat.  For more details, click here.

  • New York Loan Forward Fund (NYFLF) | Recently Empire State Development (ESD) announced that Paycheck Protection Program (PPP) recipients are now eligible to receive low-interest loans from the New York Forward Loan Fund (NYFLF). This conditional change will provide the Fund's network of lenders and financial institutions with greater flexibility and enable them to provide more small businesses with working capital to cover expenses associated with reopening.  When the NYFLF launched in May, the goal of the NYFLF was to help New York-based small businesses that did not receive PPP funding by providing flexible working capital to reopen and adapt to post-COVID needs. However, some NYFLF applicants who needed assistance were deemed ineligible because they had already received PPP funds. Yesterday's change is now making additional resources available to small businesses who received $50,000 or less in PPP assistance. Small businesses who did not receive any federal assistance are still eligible and encouraged to apply as well. Eligible small businesses and small residential landlords can apply for a 60-month, no-fee loan with a 3% fixed interest rate. Eligible non-profits can apply for a 60-month, no-fee loan at 2% fixed interest. The maximum loan amount is $100,000. Loan funds can be used for working capital including payroll, operating and emergency maintenance, property taxes, utilities and costs associated with refitting physical space to follow social distancing guidelines. More information is available online at  

  • Steuben County Emergency Relief Fund | The Steuben County loan fund was created to assist local businesses within the county to remain operational through the pandemic. Loan amounts range from $5,000 - $20,000, uses include working capital to assist in payroll, overhead costs, and inventory. The business must employ at least one additional employee outside of the business owner. Loan program terms are no payments or interest for six months, with full repayment over a 30 month period. There is no cost to apply for this loan program and applications are ongoing. Checklist for Emergency Borrowers  | Eligibility Form for Steuben County Emergency Fund | REDEC Loan Application - Steuben County |  SCDLP Guidelines for Borrowers   


  • Build Your Digital Presence And Sell Online: Empire State Digital is an invitation for small businesses to explore the benefits of expanding beyond their physical brick and mortar location to an online marketplace. Building a digital presence allows entrepreneurs and small business owners to reach their existing customer base, new markets and provides continuity of business operations in a time when social distancing is an essential public health priority. Through unique partnerships with leading global e-commerce and e-payment providers, Empire State Digital connects New York-based small businesses with the education, access and resources needed to digitize, expand and adapt to the new economy due to the changes from COVID-19. Terms and conditions may apply. Please click here for more information.

  • NY Forward Small Business Lease Assistance: This program offers support services for small businesses to renegotiate their lease and avoid eviction. The initiative provides both landlords and commercial tenants with pro bono legal services, and the information needed to reach a mutually agreeable lease renegotiation. Read more by visiting:

  • updates and Governor Cuomo messages on COVID-19 status here

  • Corning Area Chamber of Commerce updates, including free opportunities for New Yorkers to learn new skills, earn certificates, and advance their careers, can be found here

  • Submit any business-related questions about COVID-19 to Empire State Development here

  • Click here for the Steuben County Industrial Agency (IDA) website for COVID-19 business community updates, resources, and more

  • Contact the Small Business Development Center at Binghamton University for the latest in important small business updates.  607-777-4024 | Email:

  • Frequently asked questions about the Paycheck Protection Program (PPP) click here

  • Best Accounting Software has just published a guide to all the small business state-level support that is available during the COVID-19 crisis. Click here for more details

  • Facebook launches Shops to bring more businesses online during the pandemic: click here to read more, and click here to set up!

  • Streetsense Toolkit for Reopening Bars & Restaurants: click here & AIHA Reopening: Guidance for the Restaurant Industry: click here

  • Recovery Readiness Guides by Cushman Wakefield: Cushman Wakefield has assisted over a million employees in China to return to the workforce, and these guides contain many lessons learned from that experience.: The Safe Six Checklist, Recovery Readiness How to Guide 1.0 Pyramid, and Recovery Readiness Deck.

  • Business Mentor NY: click here for small business guidance or to become a volunteer

  • Reopening Businesses Guidelines: specifics guidelines, business plan templates, and attestations for these industries can be found at and should be reviewed and completed prior to reopening your business.  This includes the affirmation that you are following the state guidance. Please also continue to check the New York Forward site for guidance that is applicable to your business or certain parts of your business functions.


  • SBDC COVID-19 Relief Package Virtual Lunch & Learn: Tuesday, January 12th, 12-1pm | Bob Griffin, an SBDC Advisor, will facilitate a review of the official guidance from the Small Business Administration(SBA) and other relevant agencies regarding the new COVID-19 relief package. Topics that will be discussed include: PPP, EIDL, Unemployment, and Grants. Participants are strongly encouraged to submit any questions during the registration process. You can also submit questions, via email, to Bob Griffin at There will also be a question and answer portion at the end of the presentation. To register for this program, please visit: A summary of the COVID Relief Package can be downloaded here.

  • Re-opening Restaurants Post the NY Pause | Click here for an informational discussion on re-opening restaurants after NYS is un-PAUSED. 

  • Google Webinar:  Manage Your Business Remotely in Times of Uncertainty | As a Grow with Google Partner, Corning's Gaffer District would like to invite you to tune in to a special live-stream for small businesses:  Manage Your Business Remotely in Times of Uncertainty at 12 noon EST on May 6. Aimed at small business owners just like you who have been impacted by COVID-19, this special live-stream event will help you discover tools, tips and resources you need right now.  Learn how to update critical business information online to keep customers informed and how to host virtual meetings and events.  Google will also share their latest resources and those of other partners to help support small businesses. Click here to watch. Please reach out to with any questions.

Steuben County Industrial Agency (IDA) previous updates:

UPDATE 10/21/20:

Steuben County added to the cluster zone.  For complete guidance for the Cluster Action Initiative, click here.  To find out if a business is located in a cluster zone, click here


UPDATE 5/12/20: 

Governor Cuomo Releases the "NY Forward Reopening" Plan, available here


UPDATE 4/14/20:

Emergency Relief Loan Program (ELRP) Established to Support Small Businesses in Steuben County. Click here for more informationn


UPDATE 3/23/20:

NYS Tax Department issues sales tax guidance related to COVID-19 tax relief. Click here for more information.


The IDA will continue to monitor and provide updates as they become available. For more information on this and other resources, please visit their COVID-19 resources page here.

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