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Covid-19 Resources for Small Businesses

Important resource from Empire State Development for New York State businesses

Submit any business-related questions about COVID-19 to Empire State Development here


Business Resources:

CARES (Coronvirus Aid, Relief, and Economic Security) Act of 2020: CARES Act would fund $349.4 billion to guarantee forgivable loans to small businesses impacted by the coronavirus. Click here for S.3548 - CARES Act Bill. Click here and here for summary. 

CARES Act programs and resources for small businesses through U.S. Small Business Administration (SBA):

  • SBA Coronavirus (COVID-19): click here for SBA response overview

  • SBA Small Business Guidance & Loan Resources: click here

  • SBA Coronavirus Relief Funding Options: click here

  • SBA Disaster Loan Assistance: click here and here for information

  • SBA COVID-19 Economic Injury Disaster Loan application: click here

  • More SBA loans and resources: click here

  • For questions, please contact the SBA disaster assistance customer service center at 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail

Paycheck Protection Program:

  • SBA Form 2483: *Please note the current version of this form is marked "SBA Form 2483 (04/20) in the lower left-hand corner. Do not use the previous the version that is marked SBA Form 2483 (03/20) in the lower-left corner (form located on the SBA site noted below)

  • PPP Fact Sheets: located here . Also please visit the U.S. Treasury site for FAQ's and additional lender/ borrower info

  • PPP Interim Final rule – located here on SBA website. To be published in the Code of Federal Regulations.

  • Payroll Expense Worksheet (pdf) here

  • The best way to apply or ask questions  is to email the Binghamton SBDC:

  • SBA PPP Loan Lenders (if your bank is not listed, please call them to check if they are offering the SBA Loan Guaranty Program)

Other small business disaster funding options and resources:

  • Facebook Group for Local Job Posting for Laid-Off Employees: click here

  • National Dislocated Worker Grants (provide resources to states and other eligible applicants to respond to large, unexpected layoff events causing significant job losses): click here

  • Small Business Relief Tracker: Funding, Grants And Resources For Business Owners Grappling With Coronavirus: click here.

  • CSS Workforce is Offering Rapid Response Assistance. For more information, click here.

  • Click here for the Steuben IDA website for updates, resources and more.

  • AT&T offers free 90-day offer of Webex Meetings with AT&T for new Webex customers. Click here for details.

  • Community Foundation of Elmira-Corning and the Southerrn Finger Lakes offers grants and resources for businesses impacted by COVID-19. Click here to learn more.

  • NYS Health Foundation Offers COVID-19 Resources for nonprofits and community-based organizations. Click here to view.

  • Facebook announces $100 million program for small businesses impacted by coronavirus: click here for more info.

  • Your Money: A Hub for Help During the Coronavirus Crisis: click here.

  • NYS Tax Department issues sales tax guidance related to COVID-19 tax relief: click here

Essential Business Guidelines:

As of Sunday, March 22, New York State is on Pause - click here for more information about workplace restrictions, definitions of essential businesses and more.

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